Watercraft

Sink or Swim, It's Your Choice.

Boat owners face similar risks to those of auto and homeowners. Watercraft insurance is the safe way to ensure that in the case of an accident, you will be protected. Boats have the potential to be involved with property damage, damage to another person's property, or injury to other people.

Owning a boat can be as large an investment as your car or even your home. Without the proper insurance coverage your boat might as well be at the bottom of the lake.

Protecting your boat from physical damage is really only a small part of what the insurance policy is designed to do. If you pull skiers, they too need to be protected in the event of injury. And what if you run into another boat, skier or dock, again you need to be sure you are properly covered . And what about your boat accessories, rods & reels, depth finder, trolling motor and batteries?

Just as with travel trailers, the weight of a boat adds greatly to the weight of the vehicle towing it, thus the stopping distance is greatly increased. The possibility of losing control and jackknifing a vehicle while pulling a boat and trailer becomes more of a reality. In the event of an accident, property damage as well as the possibility of injuries or even death is greatly increased. If you are held liable for an accident you want to make sure that your families financial assets are properly protected.

At the American Casualty Agency our trained professionals understand these additional risks and make every effort to make sure our clients are not just insured but are insured properly and have a full understanding of the coverage they are purchasing.